10 free mortgage calculators
Every tool below uses the same audited maths engine, calibrated against the Australian Government's MoneySmart calculator so the numbers line up to the cent. General information only — see our disclosure.
Mortgage Repayment Calculator
Monthly, fortnightly or weekly home-loan repayments with full amortisation.
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Borrowing Power Calculator
Indicative loan amount based on income, expenses and APRA buffer.
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Stamp Duty Calculator
State-by-state transfer duty for residential purchases.
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LMI (Lender's Mortgage Insurance) Calculator
LMI premium estimate by LVR band and loan size.
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Refinance Savings Calculator
Compare your current rate vs a target rate including switching costs.
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Offset Account Savings Calculator
How an offset balance shaves interest and years off your loan.
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Extra Repayments Calculator
Pay down faster — see interest saved and years off the term.
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Split Loan Calculator
Model fixed/variable splits with a blended rate.
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Rent vs Buy Calculator
Long-term comparison of renting against owning over your horizon.
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Deposit / Time-to-Save Calculator
How long until your savings reach a 20% deposit.
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