Affiliate disclosure

Mortgage Rate Calculator is reader-supported. Some of the links on this site are affiliate links — meaning we may receive a commission from the lender if you click through and complete a home loan application or settlement. This commission does not increase the cost of the product to you and it does not affect the rates the lender quotes.

Lenders we have affiliate relationships with

As at the most recent update of this page, we receive (or may receive) commission from:

All other lenders listed on this site (including the Big 4, credit unions, and most non-banks) are reviewed editorially with no commercial relationship.

How we sort comparison tables

The default sort on every rate-comparison table is the comparison rate, ascending — the lowest rate is on top regardless of whether we earn commission. We do not accept paid placement, “featured listings” or sponsored-row placement in 2026.

Mortgage brokers listed on our site

We do not receive payment from any mortgage broker listed on this site. Broker listings are sourced from the public ASIC Credit Representative Register and the public MFAA / FBAA member directories. They appear as editorial citations only and are sorted alphabetically by default. Registration with ASIC does not imply endorsement.

Editorial independence

Our editorial team writes reviews, guides and city pages independently of our commercial team. Lenders cannot pay for positive reviews, the removal of negative reviews, or the editing of their pros/cons sections.

Not financial advice

Everything published on this site is general information only. We do not consider your personal objectives, financial situation or needs. We are not a credit-licensed business and we do not provide credit assistance. Always read the product disclosure statement before applying for any home loan, and consider seeking independent advice from a licensed broker or financial planner.

General information only. Mortgage Rate Calculator publishes editorial content and tools for general information. We do not provide credit assistance and we do not give personal financial advice. We may earn commission when you click through to some lender websites — see our affiliate disclosure. We do not receive payment from any of the brokers listed on this site. Compare rates carefully and consider seeking independent advice before deciding on a home loan.