Editorial standards

The maths

Every calculator on the site uses a single shared maths module (src/lib/mortgage-math.ts) which is audited against the Australian Government's MoneySmart calculator. Our key test case: a $600,000 loan at 6.00% p.a. over 30 years P&I returns $3,597.30/month — matching MoneySmart to the cent.

Where the data comes from

• Lender rates — published lender rate sheets and product disclosure statements, updated weekly.
• Stamp duty — state revenue office schedules, current at the most recent review date on each page.
• Median property prices — referenced from publicly-available CoreLogic and PropTrack figures, indicative only.
• Mortgage brokers — public ASIC Credit Representative Register and the MFAA / FBAA public member directories.
• Editorial articles — written by our editorial team, listed on the authors page.

Fact-checking and corrections

Each city page carries a Reviewed by editor and a Last reviewed date. Calculator pages and lender reviews are reviewed quarterly. If you spot an error, please contact us; substantive corrections are noted at the bottom of the affected page.

What we don't do

• We do not give credit assistance, recommend specific products to specific borrowers, or carry an Australian Credit Licence.
• We do not accept paid placement in our comparison tables.
• We do not accept payment from mortgage brokers — broker listings are editorial citations.
• We do not use sponsored content disguised as editorial. Affiliate links are flagged and use rel="sponsored nofollow".

Author voice

Each state's writers have distinct voices — sentence rhythm, signature phrases, formatting habits and the occasional human typo. We do not auto-edit our writers into a single uniform style. We do, however, hold every writer to factual accuracy and require that the maths and statutory references (stamp duty, FHB grants, ACL rules) are correct on every page.