Pepper Money

4.0 / 5
non bank · Est. 2000 · HQ NSW · ABN 55 094 317 665

Specialist non-bank serving borrowers who fall outside the prime-bank credit boxes.

Pros & cons

Pros
  • Specialist credit programs
  • Strong self-employed appetite
  • Fast on near-prime
Cons
  • Rates higher than prime
  • Less appetite for high-LVR investors

Pepper Money home loan products

ProductTypeRateComp. rateFeatures
Prime Variablevariable6.49%6.61%redraw, extra repay
Indicative monthly repayment on a $500,000 loan over 30 years at Pepper Money's lowest rate (6.49% p.a.): $3,157/month. Run a full comparison on our repayment calculator.
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