ubank
★ 4.4 / 5
digital · Est. 2008 · HQ VIC · ABN 21 087 651 974
NAB-owned digital lender; Home Loan combines competitive variable rates with NAB-grade backing.
Pros & cons
Pros
- NAB-backed but digital pricing
- Free offset on Home Loan
- Online application under 15 minutes
Cons
- No branches
- Limited fixed-rate options
ubank home loan products
| Product | Type | Rate | Comp. rate | Features |
|---|---|---|---|---|
| Home Loan Variable (Owner-Occupier) | variable | 5.89% | 5.91% | offset, redraw, extra repay |
Indicative monthly repayment on a $500,000 loan over 30 years at ubank's lowest rate (5.89% p.a.): $2,962/month. Run a full comparison on our repayment calculator.