Up
★ 4.2 / 5
digital · Est. 2018 · HQ VIC · ABN 21 087 651 974
Bendigo-backed app-only neobank; Home Loan product launched in beta during 2023.
Pros & cons
Pros
- App-first UX
- Bendigo backing
- Strong everyday account integration
Cons
- Home Loan still maturing
- Limited fixed options
Up home loan products
| Product | Type | Rate | Comp. rate | Features |
|---|---|---|---|---|
| Up Home Loan Variable | variable | 5.95% | 5.97% | offset, redraw, extra repay |
Indicative monthly repayment on a $500,000 loan over 30 years at Up's lowest rate (5.95% p.a.): $2,982/month. Run a full comparison on our repayment calculator.